Our motor reinsurance is structured on the primary motor insurance covers of the direct companies. There are basically three key covers;
Motor comprehensive - this provides cover for accidental damage to the original insured vehicle, third party property/vehicle and third party bodily injury and death. The comprehensive cover includes fire and theft of the insured vehicle.

Third party, Fire and Theft - This is a slightly reduced cover compared to the Comprehensive cover. The cover is limited to Fire and Theft of the original insured vehicle, Third party property/vehicle damage and Third party injuries.

Third Party Motor Liability - we reinsure primary insurances on third party property damage, injury and death to persons which is in excess of the stated limit provided under the general covers.